It’s that time of year again! The holidays are right around the corner. Are you ready? Have you purchased your holiday gifts? Do you need to buy additional decorations? Have you made your travel plans and booked your flights for family gatherings? How do you plan to pay for holiday meals? No matter which holiday you celebrate, all these questions and more are probably running through your head as the days fly by. But with all this holiday shopping, one of the most important questions you should be asking yourself is, are you shopping safely?